Chip Law

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Chip Law

About Chip Law

Chip Law is an IECA Professional Member and an Educational Consultant located in Charleston, South Carolina. He helps students and adults define their career path and refine their approach to the job market.
31 03, 2016

The SAT: King of College Selection Criteria?


A plus grade in the notebook

IN today’s WSJ Opinion section, the writers tried to convince readers that due to rampant grade inflation at the high school level, using the SAT is an absolute requirement (the only one left?) for selection of aspiring college applicants. They try to make a case by pulling random data and quotes to justify the precipitous decline in a student’s college preparedness attributing it to a massive inflation of the academic GPA. The writers conclusion seems to advocate or even insist that admissions officers must rely mainly on standardized test results to […]

15 01, 2016

The New SAT: What did we do to deserve this?




The new SAT will soon become the standard bearer for the College Board’s standardized test. It faced an enormous amount of criticism when it first surfaced in sample form last year and the CB spokespeople had a difficult time explaining their reasoning and why the drastic change was being implemented.

A couple of answers to this appeared to make a lot of sense: the old SAT had some biases, it was not based on current educational standards and higher predictive outcomes were seen as favoring the “haves” while disenfranchising the […]

29 10, 2015

Student Loans: Income based repayment (IBR) 10/27 Update


To stem the tide of overwhelming student debt, the Federal Government has come up with a number of programs that can ameliorate the borrower’s level of pain. Some entail public service based efforts which when a stipulated period of service is completed, the balance of the loan is forgiven. Another attractive offering is the IBR or income based repayment.

This program, which was established in 2012, allows the borrower to pay a percentage of their discretionary income to meet their monthly payment obligation and can reduce the budget squeeze of a much larger payment as per the original loan agreement. On […]

15 06, 2015

College Admissions: It’s All About ADD


It’s February and time for the annual pandemic of ADD!

Aha, if you are thinking this story is either wacko or just another rant about Attention Deficit Disorder you are incorrect. This seasonal event starts in late December and can last until April and in some cases even into the summer. This ADD has to do with college admissions and only students truly immune from this syndrome are those that have had the joy of receiving an offer of admission from the college to which they applied via the Early Decision process.

The ADD in this case is Admitted, Deferred or Denied.  For the […]